Blog
Discover our latest articles and blogs
Model Negative Gearing Property Before 1 July 2027 for Australians
Run tax aware scenario models for Australian property investors. Test how the 1 July 2027 new build rule and CGT changes alter negative gearing returns.
3.5–4% Starting Safe Withdrawal Rate: Model Your Own Number
Use historical 4% research and Monte Carlo modelling to choose a personalized safe withdrawal rate. Follow the step-by-step checklist, cash buffers, and...
Claim up to $540: spouse super contribution or split for couples
A clear decision flow for couples: when an after-tax spouse contribution wins, when to split concessional contributions, and why you should model the mix...
Check the 10th Percentile: Monte Carlo Portfolio for Australians
A practical Monte Carlo portfolio guide for Australians: learn why the 10th percentile matters, how to validate models with block bootstrap and historical...
2ha can void main residence CGT exemption. Australians must check
Clear ATO-based checklist to protect your main residence CGT exemption: confirm contract date, the six year rule and the two hectare limit, then model...
Model Your Numbers Before 1 July 2027: The 50% CGT Discount Change
How the 50% CGT discount ends on 1 July 2027. Model outcomes with ATO and Treasury rules to compare selling now versus indexation plus 30% tax.
Capital losses carry forward: the deduction rules explained
Learn how to effectively use capital losses carry forward to offset taxable income and maximize your tax deductions each year.
Sequence of returns risk: why timing hurts retirees most
Understand how sequence of returns risk can devastate your retirement savings. Learn strategies to protect your nest egg from early losses.
Selling an investment property? Here's your capital gains tax bill
Selling your investment property? Learn how to calculate your capital gains tax, including key factors like depreciation and holding periods.